Terms & Conditions

Agreement Overview

These Terms and Conditions govern your use of neranierelari's financial planning subscription services. By using our services, you enter into a legally binding agreement with us.

Please read these terms carefully before using our services. Your use of our website and services constitutes acceptance of these terms.

September 8, 2025

Definitions

For the purposes of these terms:

• • "Service" refers to our financial planning subscription and related offerings
• • "User" or "Client" refers to any individual using our services
• • "Content" includes all information, advice, and materials provided through our service
• • "Agreement" refers to these Terms and Conditions and any related policies

Service Description

neranierelari provides subscription-based financial planning services, including monthly consultations, personalized strategies, and ongoing support to help clients manage their finances more effectively.

Services are provided remotely and are available to Australian residents over 18 years of age.

User Responsibilities

As a user of our services, you agree to:

• • Provide accurate and complete information about your financial situation
• • Maintain the confidentiality of your account information
• • Use our services only for lawful purposes
• • Pay all fees and charges as agreed
• • Notify us promptly of any changes to your circumstances

Acceptable Use Policy

You may not use our services for any of the following prohibited activities:

Intellectual Property Rights

All content, materials, and intellectual property provided through our services remain the property of neranierelari or our licensors.

We grant you a limited, non-exclusive license to use our services for your personal financial planning needs only.

All content on this website is protected by copyright and intellectual property laws. Reproduction without permission is prohibited.

Privacy and Data Protection

We are committed to protecting your privacy and handling your personal information in accordance with Australian privacy laws.

For detailed information about how we collect, use, and protect your data, please review our Privacy Policy.

Payment Terms

Payment terms for our subscription services are as follows:

• • Monthly subscription fees are charged in advance
• • All prices include GST where applicable
• • Payment is due immediately upon subscription activation
• • Failed payments may result in service suspension

Termination

This agreement may be terminated by either party:

You may cancel your subscription at any time with 30 days written notice

We may terminate services for breach of these terms or non-payment

Disclaimers and Limitations

Our services are provided for informational and planning purposes. We do not guarantee specific financial outcomes or results.

Services are provided "as is" without warranties of any kind, express or implied.

Our liability is limited to the amount you have paid for services in the preceding 12 months.

Indemnification

You agree to indemnify and hold harmless neranierelari from any claims arising from your use of our services or violation of these terms.

Dispute Resolution

In the event of disputes arising from these terms or our services:

All disputes are governed by Australian law and subject to Australian court jurisdiction.

Governing Law

These terms are governed by Australian law and any disputes will be resolved in Australian courts.

You consent to the exclusive jurisdiction of Australian courts for any legal proceedings.

Severability

If any provision of these terms is found unenforceable, the remaining provisions will continue in full force and effect.

Entire Agreement

These terms, together with our Privacy Policy and other referenced policies, constitute the complete agreement between you and neranierelari.

Changes to Terms

We reserve the right to modify these terms at any time. Material changes will be communicated to active subscribers.

Continued use of our services after changes constitutes acceptance of the modified terms.

Contact Information

For questions about these terms or to discuss any concerns, please contact us using the information provided in our contact section.